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How Do I Withdraw Money from Cash App without Card

The Cash App card is one of the most important perks of having a Cash App account, but not everyone has access to it. However, it remains the best way to withdraw money from your Cash App account directly.

If you don’t have a Cash App card, you may ask: how do I withdraw money from Cash App without card? Fortunately, there are several ways to go about it, but you may have to make concessions that you may not have to make if you had a card.

In this article, you’ll learn how to go about withdrawing money from Cash App without a linked bank account or card. First, you’ll learn why you should always have a linked bank account. Then, you’ll learn some of the downsides of withdrawing without a card, before learning how to withdraw without a card.

How to Withdraw Money from Cash App with Card

Before moving on to the methods for withdrawing money from Cash App without a bank card, it’s crucial to know how easy it is to use the conventional method. That way, you can properly ascertain if the trade-offs are worth the cost of not using a card with your Cash App account.

The default way to withdraw money from Cash App is by using the cash out option. It’s available from within the app, and it’s free, as long as you’re using the correct deposit speed. However, you can only withdraw to your linked bank account.

If you’re not very clear about the charges, there are two withdrawal speed options from Cash App: Instant Deposit and Standard Deposit. When you select the Standard Deposit option, your money will take longer to arrive (days), but the transaction will be completely free.

On the other hand, selecting the Instant Deposit option will get your money to you almost instantly at a minuscule charge. You can select what’s most appropriate for you depending on how quickly you want the money. With that said, here are the steps required to withdraw money on Cash App.

  • Open Cash App on your mobile device and head over to the Banking tab on the Cash App home screen. 
  • From the options available on the page, select Cash Out. You’ll get an option to provide how much you intend to cash out from your Cash App balance.
  • At this point, enter how much you intend to withdraw and continue. On the resulting page, you should have an option that lets you select the deposit speed. You can choose between the Instant Deposits option and Standard Deposits. You should already know the difference at this point.
  • Authenticate the transaction using your fingerprint scanner or PIN and Cash App will credit the bank linked to your account with the amount you specified.

After completing the steps above, you can get your bank card, head over to the nearest ATM outlet, and withdraw your money. Alternatively, you can use your Cash App card to withdraw money from any ATM outlet that accepts Visa cards without having to cash out to your bank first.

While these are the conventional ways to withdraw money from Cash App, they’re not always available. Sometimes, you may not have access to either a traditional debit card from a bank or the Cash App card. In those cases, you may want to withdraw money from Cash App without card. The following section will show you some possible solutions to that.

How Do I Withdraw Money from Cash App without Card

It’s possible to withdraw money from Cash App without a card, but not by using any withdrawal feature that Cash App offers. Instead, you’ll do the withdrawal by using the regular money transfer feature of the app to send the money to a friend and have them withdraw it for you.

To motivate them to agree to the request, you may want to add a little commission upon completion of the withdrawal. If you want to learn exactly how it works in detail, follow the steps below to withdraw money from your Cash App account without a card.

  • Ensure you have money in your Cash App balance

There’s no way you’ll withdraw any money from Cash App if there’s none in the account anyway. If you’re looking to withdraw money from your Cash App without a card, you want to ensure that there’s enough money to warrant a withdrawal on your balance.

  1. Find a friend with a verified Cash App account

Since it’s already established that you can’t withdraw your money yourself, you’ll have to find a friend with a verified Cash App account. In case you didn’t know, you’ll need to link a bank account to your Cash App to pass the verification, which is also a prerequisite for making withdrawals.

  1. Transfer the money to them via Cash App

Cash App doesn’t require you to have a verified account to transfer funds to other users. You can use this tiny loophole to send money to them and have them withdraw it directly to their bank account. After a successful withdrawal, they’ll give you the money in cash or through a bank transfer.

If you have the money you intend to withdraw on your Cash App, you can ask for the $Cashtag and transfer it directly. Note that you can only withdraw a maximum of $250 using this method if you have an unverified account.

  1. Have them withdraw the money and send it to you

After sending the money, they should make a withdrawal request to get the money to their bank account. When it arrives, you can get it from them in cash or a regular bank transfer transaction.

You’ll quickly find someone willing to go out of their way to do these if you’re willing to let go of a few bucks as their commission for the service. 

READ MORE: Can You Use Cash App without a Bank Account? Here’s the Answer

READ MORE: Can I Link Cash App to My Bank Account?


Withdrawing money from Cash App isn’t a big deal unless you have no bank accounts linked with your account. That way, Cash App only lets you transfer tiny bits of money to other Cash App accounts. This article shows you how to use that to withdraw money from Cash App.

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