Web Interstitial Ad Example

How Long Does It Take To Receive Money On Cash App?

If you’ve read enough promotional content about Cash App, you should already know how aggressively the payment app promotes its instant payment features. True to the promises, Cash App payments are instant, provided you send the money in a very specific way.

That may cause some confusion when the money you’re trying to transfer takes forever to process on Cash App. If that keeps happening more often than you think it should, it may force you to ask: “how long does it take to receive money on Cash App?”

There are several reasons there might be delays when trying to receive money using Cash App. While it’s perfectly normal in some scenarios, it’s a sign of an error in the transactions in others, and you should work to resolve it quickly. This article will look at how long it takes to receive money on Cash App and what to do when experiencing delays.

How Long Does It Take to Receive Money on Cash App?

When talking about receiving money with Cash App, there are so many possible scenarios that it’s impossible to quote a specific speed. The average time to receive money on Cash App can range from anywhere between instantly and almost forever.

The reason for this is simple: if someone sent money to your Cash App account from their account, you’ll get the money instantly. However, that’s not the only scenario that users refer to as “receiving” money on Cash App.

Here are some of the common money transfer scenarios and how long they take on Cash App.

  • Cash App to Cash App transactions

When someone sends you money on Cash App using your $Cashtag, you’ll typically receive the money instantly. That is assuming they’ve not hit their sending limit for the day, and you’re also eligible to receive that much money.

With that said, it’s crucial to note that you can only know when you’ve received money on Cash App if your phone is actively connected to the internet. That way, you’ll get a notification as soon as the sender sends the money to you and your balance will be updated accordingly.

In short, transactions between Cash App accounts are completed instantly, making it the quickest category of transactions on the app. With that said, there’s a kind of Cash App to Cash App transaction with a wait time; at least not technically, but practically.

  • Sending a payment request

When you request a payment over Cash App, you’ll have to wait until the person on the other end accepts your request before you can receive the payment. While there will be no wait time in the payment itself, it’s technically not instant, since you still have to wait for them to accept the request.

The reason they must accept the request before you can access the money is pretty clear. If anyone can just request several bucks from someone else over Cash App and have it paid without verification, there will be a big problem, since your Cash App balance will be depleted before you even know it.

To speed up the process of receiving money via the request option, you may want to inform the person making the payment before requesting it. If they know you’re requesting the money right away, they’ll likely check the app right away and accept your request to avoid the inevitable wait time.

  • Cashing out

Since cashing out to your bank account involves Cash App and receiving payment, any delays you encounter should count as associated with receiving money on Cash App. However, this is one of the few situations when a delay is normal.

When you place a request for a cash-out with Cash App, the app asks you to choose whether to use the Standard Deposits options or Instant Deposits. Since you can notice that Standard Deposits are free, you’ll most likely want to go with the option.

However, standard deposits will take around 1-3 business days to process, which is a pretty huge wait time. On the other hand, Instant Deposits will get you your money almost instantly, with a 0.5% to 1.75% fee, depending on how much you’re trying to deposit.

  • Pending payments

If someone claimed to have sent you money but it got marked as a pending payment, you can be sure that you’re not receiving the payment instantly. You may have to wait until Cash App analyzes the transaction and deems it okay before you’ll receive your money.

A pending payment is one of the few scenarios in which we’re unsure of how long it lasts. In most cases, it only lasts a few hours, while it may last as long as a couple of days if it happened on a weekend or holiday. Already, you can guess that the pending payment message appears when Cash App’s AI flags a payment as suspicious and invites a human to take a look. 

How to Receive Money More Quickly on Cash App

While I’ve listed most of the scenarios that could cause a delay in your payment above, they’re not useful if you don’t know how to prevent them. There are more than a couple of ways to avoid waiting when trying to receive money on the Cash App. 

First, you always want to make transfers within Cash App, as that makes the transaction instant. Also, you should consider using Instant Deposits for your withdrawals, especially if speed matters that badly. Finally, tell the person on the other end that you’ve requested the money, you won’t receive it until they send it.

READ MORE: Why Is My Cash App Not Receiving Money? 

READ MORE: Cash App Payment Completed But Not Received? Here’s the fix


Having to wait hours or days for transactions on Cash App will seem weird, mostly because the app promises instant payments, and in most cases, it lives up to its promise.

To learn why your transaction is taking too long unnecessarily, you may want to read the article. For each point, you’ll also learn tips on how to overcome these problems.

Leave a Comment